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Cincinnati

Our Cincinnati Branch

We’ll help you get a personalized loan that meets your needs, whether you’re purchasing or refinancing.

We'd love to sit down with you to discuss your goals and options.

Contact Information

Schedule an in-person, or phone appointment.
Call us at (513) 631-6400
Or toll free at (800) 631-6447

information@RCHomeLoans.com


Corporate Headquarters

4555 Lake Forest Drive,
Suite 450
Cincinnati, Ohio 45242

What Customers Are Saying

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Josh was exceptional

I wanted to call out Josh Pollitt as an exceptional individual! We were in the process with another company when I got the call. I agreed to hear them out… I’m glad we did because Josh is the man! He was knowledgeable and had amazing follow up. He was always available to take my calls or questions. His customer service was absolutely 5 star. He even called 5 days before closing to make us aware that rates had dropped knowing that he would need to do more paperwork. You don’t really see that level of commitment to your customer anymore. You can tell that he always puts his customers first and in doing so with me, he created a customer for life. I’ve referred him to several others and he always takes care of business. Thanks Josh.

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Ben Bachman
Cincinnati
02/25/2021
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Brilliant Service

Brilliant service from start to finish. Dan personally took our refinance and gave us the best rate on the market. Dan took the time to explain and answer all of our questions. Thank you for your help throughout the process!

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Yohannes Ebba
Cincinnati
10/03/2020
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Diligent and very helpful!

Heather is incredibly hard-working, flexible and responsive! We were in a time-crunch to close on our property (much shorter than the typical 30-60 days) and she worked tirelessly to close on time! She was very responsive and helpful, stayed in touch throughout the entire process and was always willing to provide feedback and advice.

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Ross Metz
Cincinnati
07/02/2019
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Out 1st Home

They worked nonstop to help me and my fiance buy our 1st home in Florida thank you so much Tommy

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Robert Barnett
Cincinnati
04/23/2020
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Fantastic!

Heather took care Great of us through the entire process! If you’re looking for a home loan she will get you the best! We Highly recommend her!!!!!

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James Sutton
Cincinnati
07/16/2019
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Highly Recommend

First time home buyer, River City made the process very easy. Dan H was great and very knowledgeable. It took the stress out of buying a home. Highly recommend.

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George Rodgers
Cincinnati
10/28/2020
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Best Mortgage Advisor!

Heather helped my daughter purchase her first home. She was a pleasure to deal with! Heather is an outstanding professional; her diligence and reliability insured a smooth loan application and closing process. Highly recommended!

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Martine Coue
Cincinnati
06/06/2019
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She goes Over and Beyond the call of duty!!

I’ve known Heather for well over 20 years and she’s done many of my loans over the years. Thus far, she has never failed me and she ALWAYS goes over and beyond the call of duty!! Not only does she do an Awesome and thorough job in helping you get financed but she also does everyone else job like the realtor, title company to assure things are done in a timely manner. She goes hard, she stays on top of it from the beginning to the end….nothing gets past her. With that being said, I HIGHLY RECOMMEND her and there is NO ONE else I would want to deal with other than Heather.

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Cassandra N
Cincinnati
10/10/2019
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What a blessing Heather is!

Heather worked extremely hard to get us exactly what we asked for. We gave her our timeline and she even beat that. She went above and beyond through the whole process. She kept us well informed, was very thorough, and detailed. When it came time for closing, she was steps ahead and made the process even more easy on us. Our family is very thankful for her and everything she did for us in this process.

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Justin Walters
Cincinnati
02/19/2020
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So quick and efficient

Heather was outstanding. Another lender told us the day before our closing that there was a problem and we may not be closing. Heather used her expertise to take over the loan process and had us closed in 19 days. She was excellent in a trying and urgent situation along with our realtor.

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Alison Hooker
Cincinnati
02/20/2020
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Helpful, competent, flexible, and patient

I have worked with Heather twice now for mortgage loans. The second time in particular I had a complicated situation that I threw her way, due to the combination of construction delays, COVID-19, and a combination of self-employment and conventional income. Even so, Heather was totally on top of things, responded promptly to all my questions and concerns, made sure we had all the necessary documents way in advance, and on top of it all found me an amazing rate!

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Isaac Selya
Cincinnati
05/20/2020
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Highly recommend Heather for a first time buyer!

I worked with Heather to purchase my first home, which was a condominium. Because of COVID-19 and being between jobs on a job offer, most lenders denied closing on a loan for me. Heather was able to close on my loan at a competitive interest rate when I needed to move in. She is very knowledgeable about first time homebuyer programs and was extremely helpful and responsive. She worked well with all parties in the purchasing process and I would highly recommend her for any home loan needs!

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Joseph
Cincinnati
07/17/2020
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A great experience

Our experience was fast and stress free. John is a great, helpful and knowledgeable agent professional. I recommend Golden Oak Lending 7 days a week. Thank you for making this process enjoyable!

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zuser20150401125608527
Cincinnati
10/11/2017
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Very Professional

John made us feel very comfortable and he did everything he told us he would do. His estimates of our closing cost were very close the the actual costing costs. Great guy to work with!

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deprutz52
Cincinnati
09/08/2017
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Fast, Easy, and Painless

I met with John at his office, very comfortable. We went over the numbers, after emailing him my paperwork appraiser called within a day and loan was closed within 19 days. Thanks, John

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ttmachale
Cincinnati
01/26/2018
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Service above and beyond expectations

John was a consummate professional at every step, honest, fast, and extremely helpful throughout the entire process. I was hopeful that we would have a painless process and a short time from application to closing and was not disappointed. He arranged the appraisal in short order, and got everything turned around very fast. I couldn’t be happier the way things worked out and wouldn’t hesitate for a moment to recommend John to anyone.

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user3599960
Cincinnati
02/09/2018
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Really appreciate what John did for me

John was easy to talk to , explain everything and made the transition easy. If I ever need any assistance with any type of home loans, I will contact him again.Thank You for all your help…Abraham Chavez Brighton Colorado

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Abraham Chavez
Cincinnati
01/24/2018
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AWESOME

John was awesome to work with! The process was quick and easy. He was very professional and was able to answer any questions. Would definitely recommend to anyone!

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hnazzaro
Cincinnati
03/14/2018
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Quick and Great to work with

Everytime I called if he didn’t answer he called me back right away. If I had any questions and concerns he put my mind at ease. It’s always great also to live in the same state as they operate in. Office is local.

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Larios
Cincinnati
04/14/2018
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THANK YOU!

Dan and River City Mortgage were instrumental in completing an expedited re-finance to both lower our interest rate/payment and allow an adjacent home to be built for family. Dan personally handled our refi and made himself available for all questions and concerns along the way. Having been through this process for purchases and Refi’s before, I was impressed with how effortless and streamlined they made the entire process. We were so pleased with his efforts and our result that we’ve recommended River City Mortgage any chance we’ve gotten! THANK YOU Dan and River City Mortgage!!!!

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Jeremy Gaston
Cincinnati
03/27/2020
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Recommend without hesitation!

I have worked with River City Mortgage twice now to refinance my VA loan. Once to do a cash out refi, and once when interest rates dropped. Over the life of the loan I will save a significant amount of money, and I can always rely on Taylor to answer all my questions completely and promptly. Recommend without hesitation.

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Quinn B
Cincinnati
03/24/2020
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VA Loan

Simplified process.  Great to work with from start to finish.  VA loan friendly.  All Veterans looking to refinance or who are looking for great customer service during their loan process need to check these guys out.  Will be worth your time.

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Richard Mcclelland
Cincinnati
03/21/2020
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Great to work with!

Dan was great to work with! He made refinancing easy and was able to get me a great rate.

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Haley Poli
Cincinnati
11/11/2020
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Kind, Patient, and Honest

Somehow got connected with my family as rates were dropping this past winter 2019/2020 and helped us through a refinance. We had LOTS of refinance offers in the mail and by phone but Dan and the River City Team were kind, patient, answered all questions, and got us the best deal possible with lots of clarity. That last piece is the key.  Many other companies I shopped had cool up front promises but after we started to run the numbers it didn’t play out. River City was honest from the start.  Thanks guys!

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Joseph Camp, Jr.
Cincinnati
05/22/2020
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Refinanced

My wife and I have refinanced through River City Mortgage twice now. Both times we have had excellent service from Dan Hutzleman and his staff.  Even after your loan is sold to another lender they are always willing to help when you don’t know who its been told.  If you are looking for excellent service and knowledgeable people help guide you through the mortgage process then look no further then River City Mortgage

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Eric Nuzum
Cincinnati
09/17/2020

Our Cincinnati Branch

Meet the team


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Nick Hunter

President, COO
NMLS #67458
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Dan Hutzelman

Co-founder, CEO
NMLS #7728
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Dan Hunter

Sales Regional Manager, MLO
NMLS #1531007
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Taylor Bishop

Regional Manager, MLO
NMLS #1523785
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Rex Conn

Regional Manager, MLO
NMLS #1531618
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Alex Horner

Regional Manager, MLO
NMLS #1994570
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Dave Hutzelman

Regional Manager, MLO
NMLS #5402
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Patty Van Zandt

Regional Manager, MLO
NMLS #1950022
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Daniel Kudla

Regional Manager, MLO
NMLS #916487
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Josh Pollitt

Regional Manager, MLO
NMLS #1888006
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Jameson Reed

Regional Manager, MLO
NMLS #1517436
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John Saindon

Regional Manager, MLO
NMLS #923955
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Steven Santa

Regional Manager, MLO
NMLS #1946587
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Liann Seale

Regional Manager, MLO
NMLS #2028221
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Timothy Sparks

Regional Manager, MLO
NMLS #827011
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Michael Spillane

Regional Manager, MLO
NMLS #1392389
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Tommy Stranko

Regional Manager, MLO
NMLS #1796335
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Dana Walsh

Regional Manager, MLO
NMLS #1374237
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Heather Witt

Regional Manager, MLO
NMLS #174548
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Kevin Wright

Regional Manager, MLO
NMLS #382082
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Andy Harper

Regional Manager, MLO
NMLS #2076658
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Brian Schalk

Regional Manager, MLO
NMLS #2092933
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Michael Hill

Regional Manager, MLO
NMLS #2051421
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Corinna Lynn Ellis

Regional Manager, MLO
NMLS #1025481
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Jerrod Dauper

Regional Manager, MLO
NMLS #1977261
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Sherrie Dauper

Regional Manager, MLO
NMLS #452139
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Dylan Van Zandt Evers

Regional Manager, MLO
NMLS #2096315
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Kyle Harvey

Regional Manager, MLO
NMLS #2096332
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Ashley Ruschman

Regional Manager, MLO
NMLS #924776
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Tia Henderson

Regional Manager, MLO
NMLS #1154737
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Grant Rose

Regional Manager, MLO
NMLS #1068184
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Deborah Catania

Regional Manager, MLO
NMLS #315072

Real Estate Agent Partners

River City Mortgage partners with real estate agents to simplify home financing. We work with you from pre-approval to closing, to get more offers accepted and more home sales closed, efficiently and affordably.

Why River City Mortgage?

Life is complex. But your home can be simple and affordable. We’ll lend a hand when you need to purchase or refinance that home.
Learn more

Icon - Guided By Experience

GUIDED BY EXPERIENCE

Our loan officers apply their financial expertise to provide you with clear and simple options.
Icon - Personal Touch

PERSONAL TOUCH

We sit down with you to outline the benefits of financing your home, giving you confidence in your next move.
Icon - Simple Processing

SIMPLE PROCESSING

We handle the research and processing under one roof, taking on the work so that you don’t have to.
Icon - Direct Lending

DIRECT LENDING

You get more options working with a direct lender who has access to the best refinance and purchase programs.

Get Started

Receive a quote to learn more about low rates and affordable loan options available to you. Questions? Call us at (800) 631-6447.

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