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Mortgage Rates

Spot mortgage rate trends by watching the incremental changes that happen on a daily basis. Whether you’re interested in monitoring daily national rates for 30-year and 15-year mortgages, or trends within the 10-year Treasury rate, these charts give you an idea of where rates are headed.


Daily National Rates

30 Year & 15 Year Mortgages As of January 22, 2022
30 Year
Fixed Mortgage
15 Year
Fixed Mortgage

10-Year Treasury Rate

Treasury Yield Curve As of January 22, 2022

Mortgage News Feed


  • MBA Says New Home Sales Tilting to Higher Priced Properties
    While new home sales have been performing well over the last few months, the Mortgage Bankers Association (MBA) expects a stumble in December. Its Builder Application Survey (BAS) data for the month shows mortgage applications for new home purchases decreasing 5.0 percent compared to November and by 7.1 percent from… Read more »
  • Delinquencies Hit Recent Lows but so do Refinance Candidates  
    In its first look at December’s loan performance data, Black Knight notes that 2021 ended with the foreclosure inventory at an all-time low and the national delinquency rate “just a hair off the near-record low” reached just before the onset of the pandemic. That delinquency rate, the percentage of mortgages… Read more »
  • Fannie Mae Forecasts a “Return to 'New' Normal”
    Fannie Mae’s Economic & Strategic Research (ESR) Group writes that it expects 2022 to be a year “of transition for both the economy and the housing market.” While it hedges its bet as to whether COVID-19 will end any time soon, it expects the market and policy choices driven by… Read more »
  • 2021 Existing Home Sales Set Post Crash Record Despite December Slide
    Existing home sales dropped in December, snapping a three-month streak of increases. The National Association of Realtors® (NAR) said the month’s sales of pre-owned single-family houses, townhouses, condos, and cooperative apartments fell 4.6 percent from November’s 6.460 million-unit pace to a seasonally adjusted annual rate of 6.18 million in December.… Read more »
  • Remaining Forborne Loans May Require Additional Relief
    The Mortgage Bankers Association (MBA) has initiated a new monthly Loan Monitoring Survey , to replace its Weekly Forbearance and Call Volume Survey which it published weekly from the start of the pandemic through December 1. The new report covers both forbearances and loan delinquencies for the month of December.… Read more »
  • Housing Permits and Starts Ended Year at 2021 Highs
    Residential construction numbers exceeded expectations again in December. Most of the gains, however, came from the multifamily sector. The U.S. Census Bureau and the Department of Housing and Urban Development reported that permits for residential construction were up 9.1 percent from November to a seasonally adjusted rate of 1.873 million… Read more »
  • Purchase Mortgage Activity Strong Despite Surging Rates
    Interest rates for fixed rate mortgage products shot up by at least a dozen basis points during the week ended January 14, still the volume of purchase mortgages rose significantly and, while refinancing declined, it still accounted for the bulk of application activity. The Mortgage Bankers Association (MBA) reports that… Read more »
  • Supply Chain and Inflation Concerns Ding Builder Confidence Index
    Builder confidence stumbled a bit this month, breaking a four-month streak that had pushed moved the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) 8 points higher. The index, which quantifies builder confidence in the market for newly constructed homes, dipped 1 point in January to 83.… Read more »
  • November Origination Stats a Time Capsule For Refi Demand
    The refinance share of originations in November remained at 53 percent for the third month even though the average interest rate on 30-year fixed-rate mortgages increased 14 basis points over that period. ICE Mortgage Technology’s Origination Insight Report put the refinance share for conventional loans at 57 percent, down 1… Read more »
  • Pandemic Foreclosure Tsunami Not on the Horizon
    ATTOM says that foreclosure activity in the year just ended was at the lowest level since the company began tracking it in 2005. Foreclosure filings, including default notices, scheduled auctions, and bank repossessions or completed foreclosures, were made on 151,153 U.S. properties during the year, 29 percent fewer than in… Read more »