by deonabethart | Jan 28, 2020 | Personal Finance
CNN is reporting that consumer debt is higher than ever. Americans are diving deeper and deeper into the red. As of this month, outstanding consumer debt exceeded $4 trillion for the first time, according to the Federal Reserve. Relatively strong holiday spending,...
by deonabethart | Jan 28, 2020 | Mortgage Rates and Trends
River City Mortgage was honored to have the Vice Mayor of the City of Blue Ash, Pramod Jhaveri, participate in our Grand Opening Ribbon Cutting celebration on January 16, 2020. Our new headquarters will be home to 75 employees and will build and expand as the company...
by deonabethart | Dec 17, 2018 | Personal Finance
When it comes to buying a home, your credit plays an important role in the process. Mortgage lenders use your credit score to assess your ability to responsibility borrow and pay back a home loan. However, you don’t necessarily need to have a perfect credit score in...
by deonabethart | Nov 19, 2018 | Refinancing a Mortgage
Are you thinking about refinancing your home? If so, you’re not alone. Many homeowners are choosing to replace their current mortgage with a new home loan, often with a more attractive rate or shorter term. Refinancing can be a great way to save money on your mortgage...
by deonabethart | Nov 5, 2018 | Purchasing a Home
For years, studies have looked at millennials (people born between 1977 to 1995) and their supposed reluctance to enter the housing market. Often considered the most “picky home buyers,” this generation tends to do more research and wait longer to make large...
