The VA home loan benefits program first began helping military service members with home buying in 1944. As part of the "GI Bill," the Servicemen's Readjustment Act was signed into existence in 1944, shortly before the end of WWII. Since then, VA home loan benefits...
Veteran Mortgage Loans
Top 20 Questions You and Everyone Else Have About VA Loans
Are you a veteran or surviving spouse of a veteran? Are you thinking about buying a home but wondering how much money your mortgage will cover? Do you have questions about VA loans, how they work, or whether you're eligible? As a VA-approved lender, we've put together...
Yes, You Can Refinance Your VA Loan: Simple Step-by-Step Guide
Do you currently have a VA mortgage loan? If you wonder whether you qualify to refinance your VA loan with a lower interest rate, the VA Interest Rate Reduction Refinance Loan (IRRRL) could be just the thing you're looking for. A VA IRRRL streamline...
VA IRRRL Refinance: Everything You Need To Know
If you served or are the surviving spouse of someone who served, and you are interested in learning about how you can make your current mortgage more affordable through refinancing, keep reading. With the current low-interest-rate climate, you might be...
Why More Veterans Should Use a VA Loan
For eligible active and veteran military service members, the loan program administered by the Department of Veterans Affairs (VA) is an attractive path to homeownership. The VA loan has helped 79% of veterans become homeowners. This is significantly higher...
Can I Be Denied a VA Home Loan?
It’s estimated that one in every five Americans is a veteran. Among veterans, 79% of own their homes, compared to 63% of non-veteran homeowners. The VA home loan program factored significantly into the majority of those veterans’ home purchases. But what...
When Should You Refinance Your VA Loan?
Do you currently have a VA-backed mortgage and are you wondering about whether a refinance is worth your time? With current interest rates hitting historic lows, you’re not alone in considering when to refinance a VA loan. Refinancing your VA loan allows you to...
Prepare Your Credit for a VA Streamline Refinance (VA IRRRL)
Understanding your credit score so you can feel confident in getting a VA loan doesn’t have to be complicated. The VA streamline refinance loan can extend significant advantages to homeowners who want to lower their interest rate. The Interest...
3 Things to Know About the VA Home Loan
Veterans Affairs mortgages, or VA loans, are flexible, government-backed loans that were created to make it easier for veterans and military families to buy a home. First introduced in 1944 as veterans were returning from World War II, the VA loan program has made it...
VA Mortgage Lending Turns in a Record Year
When mortgage-loan money was flowing from banks before the 2008 financial crash, many vets paid little attention to the benefit of getting a VA loan, and lenders often steered vets into private loans that had less government red tape and could be approved faster. But...