Donovan Malloy

I’m a Mortgage Loan Officer with River City Mortgage and a proud graduate of the University of Cincinnati.

For me, mortgage lending is about more than rates, loan terms, and getting a transaction to the closing table. It is about building genuine relationships, understanding what matters most to each client, and consistently finding ways to provide additional value. Buying a home, refinancing a mortgage, or using home equity can feel complicated. My job is to simplify the process, communicate clearly, and help each client understand the options that best fit their

situation and financial goals. I believe every client should know what they are doing, why they are doing it, and how it can benefit them. Whether someone is purchasing their first home, refinancing to improve their financial position, consolidating high interest debt, or exploring an investment property, I approach every conversation with the same goal: provide honest guidance, responsive service, and a mortgage experience centered around the client.

Some of the mortgage solutions I can assist with include:
• Conventional home purchases and refinances
• First time homebuyer financing
• Cash out refinancing and debt consolidation
• FHA and VA loan options
• Investment property and DSCR financing
• Second homes and additional property purchases

Outside of work, I enjoy golfing, meeting new people, and building relationships throughout the Cincinnati community. I am always looking for opportunities to grow personally and professionally so I can bring more knowledge, energy, and value to the people I serve. If you are considering purchasing a home, refinancing, or simply want a clearer understanding of your available options, I would be happy to serve as a resource.