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Chino Hills

Our Chino Hills Branch

We’ll help you get a personalized loan that meets your needs, whether you’re purchasing or refinancing.

We'd love to sit down with you to discuss your goals and options.

Contact Information

Schedule an in-person, or phone appointment.
Call us at (909) 816-7765

information@RCHomeLoans.com


5861 Pine Ave.
Suite B-20
Chino Hills, CA 91709

NMLS 1942460

What Customers Are Saying

Star Star Star Star Star

Could not be happier!

I just completed the most painless refinance with Ralph Pacheco of your company and could not be happier with my experience.  I normally dread these types of exercises because of the amount of paperwork involved and the hassle….but not this time!  Ralph made my experience one that I will not forget because it was so effortless on my part.  Ralph is not only very attentive and pays attention to all of your concerns, he is extremely knowledgeable and able to explain everything so you understand completely.  You have an amazing person on your team!  I hope you take really good care of him.

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Nikki Ramos
Chino Hills
08/19/2021
Star Star Star Star Star

Diana was amazing!

Simply put, Diana was amazing! From our very first phone conversation all the way through to the end, refinancing my home was a breeze. I was originally financed through Wells Fargo since 2008, so I called them to see if they could give the same rate that River City Mortgage is giving me and they straight up said “No”. So, after a 12 years relationship I said bye to them. If you’re leary of doing business over the internet like I was, please don’t be when it comes to doing business with River City Mortgage. They’re simply amazing! Diana broke everything down and showed me how I was saving money and she was 100% correct. Thank you Diana and thank you River City Mortgage!! What a great way to start 2021!!

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Vinnie Anderson
Chino Hills
01/09/2021
Star Star Star Star Star

River City was a great help

River city was a great help. They helped me lower my mortgage payment by $700 and they we professional and easy to work with. I didn’t feel like I had to jump a lot of hoops to get my deal done. Raymond Kirschner was great every step of the way. He kept me informed and pushed everything through efficiently. I highly recommend using this company for your mortgage and refinance needs. Thank you guys so much!!!
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Vinnie Lopez
Chino Hills
12/15/2020
Star Star Star Star Star

Pleased with the process

Just finished closing on our home refi and couldn’t have been more pleased with the process.   Ralph Pacheco walked me thru the process and provided assistance and guidance for obtaining out of state documents, etc.  Would definitely recommend River City to anyone in need of mortgage financing.  Thanks Ralph!

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Dale Taylor
Chino Hills
02/18/2021
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Wonderful Experience

Using River City Mortgage was a wonderful experience. Ralph was referred to me by my brother, as he has helped him in the past as well. He was very professional, and quick to respond. I was able to lower my mortgage by doing a refinance after discussing all of my options. Closed quickly, and easily.

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Tanya Aldrich
Chino Hills
02/16/2021
Star Star Star Star Star

Huge breath of fresh air!

I’ve worked with several mortgage companies (some so onerous in their underwriting that I withdrew my application).  River City Mortgage was a huge breath of fresh air. My loan officer, Ralph Pacheco, clearly understood what I wanted and what I didn’t want. He guided me skillfully through the process and asked only for those items sufficient for loan payoff acceptance.  Process was clear and prompt, with successful closing in less than 30 days.

Star Star Star Star Star
John H
Chino Hills
11/20/2020

Our Chino Hills Branch

Meet the team


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Ralph Pacheco

Regional Branch Manager, MLO
NMLS #1016467
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Hector Alcantar Jr.

Regional Manager, MLO
NMLS #1682795
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Lucy Allen

Regional Manager, MLO
NMLS #1951630
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Diana Cueva

Regional Manager, MLO
NMLS #1681883
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Raymond Kirchner

REGIONAL MANAGER, MLO
NMLS #1995445
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Nita Maisonet

Regional Manager, MLO
NMLS #1450242
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Giovanni Pichardo

Regional Manager, MLO
NMLS #2027976
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Daniel Pichardo

Regional Manager, MLO
NMLS #1655501
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Zachary Slaughter

Regional Manager, MLO
NMLS #1989892
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William Hackenberg

Regional Manager, MLO
NMLS #2173914
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Michael Burkey

Regional Manager, MLO
NMLS #2070734

Real Estate Agent Partners

River City Mortgage partners with real estate agents to simplify home financing. We work with you from pre-approval to closing, to get more offers accepted and more home sales closed, efficiently and affordably.

Why River City Mortgage?

Life is complex. But your home can be simple and affordable. We’ll lend a hand when you need to purchase or refinance that home.
Learn more

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GUIDED BY EXPERIENCE

Our loan officers apply their financial expertise to provide you with clear and simple options.
Icon - Personal Touch

PERSONAL TOUCH

We sit down with you to outline the benefits of financing your home, giving you confidence in your next move.
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SIMPLE PROCESSING

We handle the research and processing under one roof, taking on the work so that you don’t have to.
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DIRECT LENDING

You get more options working with a direct lender who has access to the best refinance and purchase programs.

Get Started

Receive a quote to learn more about low rates and affordable loan options available to you. Questions? Call us at (800) 631-6447.

Further Reading

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