Our Approach

River City Mortgage is a direct lender licensed with FHA, VA, USDA, Fannie Mae and Freddie Mac which allows us to deliver the best possible financing to our customers. We do not self-restrict our financing options like most banks or lenders, so we are able to deliver more home loans to more Americans. As a lender, we can save you time, frustration and money by taking care of the research, paperwork and processing all under the same roof. Once you fill out an application with us, the work is on us, from the beginning to end.

We understand how busy life can be.  It’s easy to put your financial decisions on the back burner. That’s why our loan originators are college trained to communicate your options clearly and concisely, without all of the jargon. We work around your busy schedule. We even come to your home or office to review your options and outline the benefits of your potential purchase or refinance. If you have questions, you can call, text, or email us any time.

There’s a reason why our application-to-closing ratios and referral rates are higher than those of most mortgage lenders. Whether you need a quick mortgage quote or help choosing a loan program, contact us and discover the difference.

Highly
qualified Staff

All River City Mortgage loan originators are highly qualified, with a finance background or a college degree in business.

We work
on your schedule

We work around your busy schedule — we’ll even come to your home or office.

Partnered with leading
nationwide loan servicers

This allows us to offer superior loan options and helps ensure your loan gets approved.

We're a
direct lender

This gives us access to a multitude of home-purchase financing options

Looking to Purchase or Refinance a Home?